We bring credit issuers and customers together. RiskNavigator delivers an integrated and customized credit risk management dashboard (e.g. customer credit-profile) by using enriched banking transactional data powered by PSD2 (supplied by Invers, a FinTech enabler with a PSD2 license). The tool operates in the following four key steps:
RiskNavigator is developed by RiskQuest, a consultancy firm that specializes in risk management solutions in the financial services industry and has extensive knowledge in the credit risk domain.
RiskQuest (developer of RiskNavigator)
RiskQuest is a consultancy firm in the Netherlands that specializes risk management solutions in the financial service industry. RiskQuest has over 15 years of extensive knowledge in credit risk models and credit assessments that help the financial institutions to develop its risk strategy, define suitable risk appetite and its respective credit solutions. Risk models and machine learning algorithms developed by RiskQuest have helped financial institutions gain a deeper and more meaningful understanding of their key risk factors that are embedded in the business portfolios. This provides the financial institutions with guidance for decision making.
Invers (provider of the enriched PSD2 transaction data)
Invers has 25 years of experience in customer insights in the field of financial situation of the individual consumers and SMEs. Invers is specialized in customer insights by analyzing cash flows patterns of individual consumers and SMEs through three core areas: 1) retrieving bank transactions, 2) enriching banking transactions with predefined categories, 3) creating descriptive financial analyses of individual consumers and SMEs. These analyses are used by banks, lenders, financial service providers, e-commerce and software suppliers. They integrate Invers’s web services via API's with their own services for its respective daily operations, client servicing and financial institutions’ financial analysis.
1017 BT Amsterdam
Office number: +31 20 693 29 48
Mobile number: +31 6 81 50 90 88